Loan Documents

Applying for a home loan will require you to submit* several pieces of information to give mortgage lenders a clear picture of your financial history – both past and present. These items help verify the information on your application and are required to make a credit decision. You can help the home loan process move more quickly and smoothly by submitting the following items with your application as soon as possible.

Necessary Documentation

Item 1 – Pay Stubs

The last 30 days of your most recent pay stubs are required

Item 2 – W2s or 1099s

Last two years of W2s or 1099s are required to show income earned and what can be used to qualify (all pages)

Item 3 – Federal Tax Returns

Last two years of signed Federal Tax Returns and all schedules are required to show income earned and what can be used to qualify (all pages)

Item 4 – Bank Statements

Two months of bank statements are required to verify your funds to close and for reserves

Item 5 – Deposit

Large deposit and credit inquiry letters (signed – if applicable)

Item 6 – Identification

State issued identification, such as a driver’s license, ID card or US Passport

Download a full list of documents you may need to provide when applying for a home loan.

What’s next? Learn more about the Home Loan Process and the next steps you’ll need to take to finance your dream home.

*Anything you submit through Miles D. Rusth’s online application is 100% secure. We never share your personal information with anyone, except with permission.

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