by Summit Mortgage Corporation | Jun 8, 2018 | credit, credit score, Home Buying Process, homeownership, Mortgage Myth, Mortgage Myths
Mortgage Myth: “My credit score isn’t perfect. I don’t think I’ll be able to qualify for a home loan.” Truth: Your credit score doesn’t need to be perfect in order to qualify for a mortgage. Lenders will look at your whole financial package when assessing your...
by Summit Mortgage Corporation | Mar 30, 2018 | Annual Credit Report, credit report, credit score, free credit report, home buying, Home Buying Process, Lloyd White Jr., mortgage, Oregon, Portland, Resources, Vancouver, Washington
A common question we hear from many prospective home buyers is: “Will my credit score be good enough to help me qualify for a home loan?” Your credit score shows lenders that you can make payments on time and that you have a history of doing just...
by Summit Mortgage Corporation | Oct 26, 2016 | credit report, credit score, free credit report, home buying, Home Buying Process, home loans, Miles D. Rusth, Miles Rusth, mortgage, Resources
Your Credit Score & Why It Matters
Credit scores are important numbers derived from information found in your credit report. Your credit report and score shows lenders your credit history and helps them predict whether or not you will make future credit...
by Summit Mortgage Corporation | Aug 20, 2016 | best mortgage rates, credit score, debt-to-income ratio, down payment, Home Buying Process, home loan, home loan options, mortgage application process, mortgage rate, mortgage rates
What qualifies you for the best interest rate? This is a multilayered question that doesn’t have just one simple answer. Qualifying for the best mortgage loan isn’t just a matter of comparison shopping. Qualifying for the best mortgage loan is about planning...
