by Summit Mortgage Corporation | Jul 13, 2018 | home buying, Home Buying Process, home loan, home loan process, mortgage, Mortgage Myths, pre-qualified
Mortgage Myth: “The home loan process is complex and confusing. I don’t know where to start with home financing or who to talk to in order to begin the process of buying a home.” Truth: Buying a home may be the biggest investment you’ll make in your lifetime,...
by Summit Mortgage Corporation | Jul 13, 2018 | home buying, Home Buying Process, home loan, home loan process, mortgage, Mortgage Myths, pre-qualified
Mortgage Myth: “The home loan process is complex and confusing. I don’t know where to start with home financing or who to talk to in order to begin the process of buying a home.” Truth: Buying a home may be the biggest investment you’ll make in your lifetime,...
by Summit Mortgage Corporation | Mar 30, 2018 | Annual Credit Report, credit report, credit score, free credit report, home buying, Home Buying Process, Lloyd White Jr., mortgage, Oregon, Portland, Resources, Vancouver, Washington
A common question we hear from many prospective home buyers is: “Will my credit score be good enough to help me qualify for a home loan?” Your credit score shows lenders that you can make payments on time and that you have a history of doing just...
by Summit Mortgage Corporation | Jan 26, 2018 | Battle Ground, home loans, Hood River, local lender, mortgage, Mt. Hood, Oregon, Pearl District, Portland, Tigard, Troutdale, UnZip The Zip-Code, Vancouver, Washington
Thanks for watching our Year In Review episode of UnZip The Zip-Code! Find out more about each zip-code by clicking the links below. 97031 – Hood River 97028, 97011, 97049, 97067 – The Villages at Mt. Hood 97060 – Troutdale 97209 – The Pearl...
by Summit Mortgage Corporation | Aug 23, 2017 | affordable housing, Fannie Mae, Federal Housing Finance Agency, FHFA, Freddie Mac, HARP, Home Affordable Refinance Program, loan-to-value ratio, mortgage, Mortgage Industry News, Oregon, Portland, refinancing, Spokane, Vancouver, Washington
Last week, the Federal Housing Finance Agency (FHFA) announced that it’s extending the Home Affordable Refinance Program (HARP) through December 31, 2018! This is great news for eligible borrowers. HARP helps homeowners who have little equity in their home, or...
by Summit Mortgage Corporation | Jun 28, 2017 | buying a home, equity, home buying, Home Buying Process, homeownership, mortgage, Oregon, Portland, rent vs. buy, Sue Weaver, Trulia, Vancouver, Washington
The economy is strong and jobs are plentiful in Portland. In fact, the current unemployment rate here as of April 2017 was 3.4 percent, a full 1.3 percentage points lower than the national average. So why be a renter? Not only is it cheaper to buy than rent in...